Pioneer Bancorp Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
No analyst estimates are published for this company.
Coverage varies across the market: larger companies are often followed by dozens of analysts, while smaller or recently listed ones may have none.
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 30 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly421.0%Target: Maintain above 4.00% through disciplined deposit pricing and loan yield optimization
Net Income Quarterly5.3MTarget: Exceed $20 million annually
Non-Performing Assets (NPA) Ratio Quarterly40.0%Target: Keep below 0.50% of total assets
Watch Items
- Integration of Targeted Lending Co., LLCTrigger: Failure to meet the net income thresholds required for the $3.0 million earn-out paymentsAction: Conduct operational review of the newly formed Pioneer Specialty Financing division and adjust underwriting or origination strategies
- Deposit Mix Shift and Funding CostsTrigger: Uninsured deposits rising significantly above 14.4% or rapid migration from non-interest bearing to high-yield certificates of depositAction: Re-evaluate deposit pricing tiers and launch targeted relationship-banking campaigns to secure low-cost core deposits
Research as of 19 Jun 2026