Pinnacle Financial Partners IncPNFP
Price$94.63Intrinsic value$97.123% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $97.12median of 2 methodsbased on filings through 30 Sep 2025
Market Price $94.63Price as of 1 Oct 2026
Margin of Safety +2.6%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 15.8% (near-term consensus, capped) · years 2–5: 15.6%/yr (balance of the path).15.6% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 613.3%Yr 711.1%Yr 88.8%Yr 96.5%Yr 104.3%
15.6% → 4.3%
Years 11–20: glide to long-run rate
Per-year rates
Yr 114.1%Yr 124.0%Yr 133.9%Yr 143.8%Yr 153.6%Yr 163.5%Yr 173.4%Yr 183.3%Yr 193.1%Yr 203.0%
4.3% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)4.3%
Discount rate (cost of equity) 9.5%
Volatility vs market (adjusted beta)1.02

Valuation Detail Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Assumptions Sandbox Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

Compare the target company plus 1 peer. Sign in / Sign up to compare a maximum of 3 peers.

Best in rowHigher is betterLower is better—Data not available
TargetPinnacle Financial Partners IncPNFPFinancials
Valuation
P/E12.1×
P/S5.4×
P/B1.1×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin—
Net margin23.1%
FCF margin—
Returns
ROE9.1%
ROA1.1%
ROIC—
Growth
Revenue growth (YoY)—
5-yr fwd EPS growth15.6%
Financial strength
Debt / Equity—
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield1.1%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.