Peoples Financial Services CorpPFIS
Price$68.17Intrinsic value$54.1221% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $54.12median of 2 methodsbased on filings through 30 Jun 2026
Market Price $68.17Price as of 1 Oct 2026
Margin of Safety -20.6%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 6.8% (near-term consensus, capped) · years 2–5: 6.8%/yr (balance of the path).6.8% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 66.8%Yr 76.8%Yr 86.8%Yr 96.8%Yr 106.8%
6.8% → 6.8%
Years 11–20: glide to long-run rate
Per-year rates
Yr 116.5%Yr 126.1%Yr 135.7%Yr 145.3%Yr 154.9%Yr 164.5%Yr 174.2%Yr 183.8%Yr 193.4%Yr 203.0%
6.8% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)8.3%
Discount rate (cost of equity) 8.7%
Volatility vs market (adjusted beta)0.83

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetPeoples Financial Services CorpPFISFinancials
Valuation
P/E12.1×
P/S2.5×
P/B1.3×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin—
Operating margin25.1%
Net margin30.0%
FCF margin16.0%
Returns
ROE10.6%
ROA1.0%
ROIC15.5%
Growth
Revenue growth (YoY)62.9%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.16×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield1.8%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.