PCB Bancorp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
2analysts covering
FY EPS (est.)
$2.95next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 22 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly336.0%Target: Maintain above 3.30%
Non-Performing Assets (NPA) to Total Assets Ratio Quarterly27.0%Target: Keep below 0.50%
Tangible Book Value Per Share (TBVPS) Quarterly23.0Target: Consistent year-over-year growth
Return on Average Tangible Common Equity (ROATCE) Quarterly13.2Target: Maintain double-digit performance (>12.0%)
Watch Items
- Deposit Cost Pressures and Funding MixTrigger: NIM compression below 3.20% or rapid shift from non-interest bearing to high-cost time depositsAction: Re-evaluate deposit pricing strategies, enhance promotional relationship accounts, and adjust loan pricing yields.
- Commercial Real Estate (CRE) and SBA Loan Portfolio Credit QualityTrigger: NPA ratio exceeding 0.50% or net charge-offs rising above 0.15% of total loansAction: Initiate rigorous portfolio stress-testing, tighten underwriting standards for new originations, and increase credit loss provisions.
Research as of 20 Jun 2026