PaySign IncPAYS
Price$14.36Intrinsic value$6.2057% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $6.20median of 6 methods · middle span $3-$12based on filings through 30 Jun 2026
Market Price $14.36Price as of 1 Oct 2026
Margin of Safety -56.9%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 60.0% (near-term consensus, capped) · years 2–5: -3.8%/yr (balance of the path).6.5% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 6-1.7%Yr 70.3%Yr 82.4%Yr 94.4%Yr 106.5%
-3.8% → 6.5%
Years 11–20: glide to long-run rate
Per-year rates
Yr 116.2%Yr 125.8%Yr 135.5%Yr 145.1%Yr 154.8%Yr 164.4%Yr 174.1%Yr 183.7%Yr 193.4%Yr 203.0%
6.5% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 2 windows (6/7y) (limited history)6.5%
Discount rate (cost of equity) 8.7%
Volatility vs market (adjusted beta)0.84

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetPaySign IncPAYSFinancials
Valuation
P/E113.4×
P/S6.9×
P/B13.3×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin65.0%
Operating margin23.8%
Net margin15.7%
FCF margin73.0%
Returns
ROE26.2%
ROA5.0%
ROIC—
Growth
Revenue growth (YoY)72.4%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.09×
Current ratio1.14×
Altman Z-Score2.5
Interest coverage—
Dividend yield—

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.