Oportun Financial Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
21.2%projected annual EPS growth
Analyst Coverage
5analysts covering
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 4 Nov 2026 |
Monitoring Framework
Key Performance Indicators
Annualized Net Charge-Off Rate Quarterly1,270.0%Target: 11.9% +/- 50 bps for FY 2026
30+ Day Delinquency Rate Quarterly450.0%Target: 4.1% to 4.2% for Q2 2026
Debt-to-Equity Leverage Ratio Quarterly6.8xTarget: 6.0x target
Adjusted EBITDA Quarterly29MTarget: $150M to $165M for FY 2026
Watch Items
- Net Charge-Off Rate PeakTrigger: Exceeding 12.7%Action: Re-evaluate underwriting model V13 efficacy and tighten credit posture further.
- 30+ Day Delinquency RateTrigger: Exceeding 4.5%Action: Increase collections capacity and adjust risk-based pricing parameters.
Research as of 20 Jun 2026