Norwood Financial Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
2analysts covering
FY EPS (est.)
$3.40next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly368.0%Target: Maintain above 3.50%
Total Assets Quarterly2.9BTarget: Integration and stabilization of Presence Bank assets
Tangible Book Value (TBV) per Share Quarterly22.4Target: Recover dilution from Presence Bank acquisition within 2.5 years
Watch Items
- Presence Bank Integration and Core System ConversionTrigger: System conversion completed April 13, 2026; watch for post-conversion customer retention and cost synergies.Action: Monitor quarterly non-interest expenses and deposit stability.
- Non-Performing Loans (NPLs)Trigger: NPLs rising to $10.3 million or 0.46% of loans in Q1 2026.Action: Review credit underwriting standards and allowance for credit losses (currently at 1.09% of loans).
Research as of 20 Jun 2026