Northpointe Bancshares Inc Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $251.5M+27.8% YoYTTM through 30 Jun 2026
Net Income $89.7M+62.7% YoYTTM through 30 Jun 2026
Free Cash Flow $101.8MTTM through 30 Jun 2026
Margins
| Current | |
|---|---|
| Operating Margin | 53.5% |
| Net Margin | 29.6% |
Returns
14.8%ROE
1.3%ROA
5.0%ROIC
Balance Sheet Health
Debt / Equity2.97x
Net Debt$1B
Cash & Equivalents$538.4M
Quality Metrics
Piotroski F-Score4 / 9
FCF Margin40.5%
Rule of 4043.3
Earnings-Beat Rate25.0%
Multi-Year Trend
Diluted EPS$2.32TTMFY2025: $2.11
Dividend
$0.05Per share, FY20260.59%Yield
Capital Allocation
Capex Intensity0.8%
Segment Performance
| Segment | Revenue | YoY | Outlook |
|---|---|---|---|
| Mortgage Purchase Program (MPP) | View detailsManagement expects continued robust growth in MPP balances, projecting them to reach $4.1 billion to $4.3 billion by the end of 2026. | ||
| Residential Lending | View detailsManagement projects saleable mortgage originations of $2.2 billion to $2.4 billion for 2026. |
Filing Detail Members
This section is available to registered members. Create a free account or sign in to unlock the full breakdown.