MVB Financial CorpMVBF
Price$29.79Intrinsic value$18.0639% below price

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $171M+8.9% YoYTTM through 30 Jun 2026
Net Income $15.4M-23.8% YoYTTM through 31 Dec 2025
Free Cash Flow -$37.6MTTM through 30 Jun 2026

Margins

Current
Operating Margin23.2%
Net Margin14.2%

Returns

8.9%ROE
0.9%ROA
19.3%ROIC

Balance Sheet Health

Debt / Equity0.17x
Net Debt-$540.9Mnet cash position
Cash & Equivalents$312.6M

Quality Metrics

Piotroski F-Score1 / 9
FCF Margin-22.0%
Earnings-Beat Rate50.0%

Multi-Year Trend

Revenue
'16'17'18'19
FY2019: $3.4M
Diluted EPS$2.96TTM
'19'20'21'22'23'24'25
FY2025: $2.06

Dividend

$0.34Per share, FY20262.61%Yield-7.8%5-yr growth

Capital Allocation

Capex Intensity5.3%

Segment Performance

SegmentRevenueYoYOutlook
Commercial Lending
View details

Remains the primary driver of traditional banking growth.

Fintech Banking
View details

Continued onboarding of new partners to drive low-cost deposits and fee income.

All values are periodic snapshots, not live quotes. Source dates are shown for reference.

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AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.