MetroCity Bankshares Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
1analyst covering
FY Revenue (est.)
$202.5Mnext fiscal year
FY EPS (est.)
$3.25next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 16 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly408.0%Target: Maintain above 3.80%
Efficiency Ratio Quarterly4,216.0%Target: Maintain below 45.00%
Return on Average Assets (ROAA) Quarterly2.0Target: Maintain above 1.50%
Return on Average Equity (ROAE) Quarterly18.3Target: Maintain above 15.00%
Watch Items
- First IC Corporation Integration ProgressTrigger: Systems conversion delays or higher-than-expected integration costsAction: Evaluate noninterest expense trends and cost-saving realization against the targeted 37% reduction in First IC's annual noninterest expenses.
- Asset Quality and Nonperforming LoansTrigger: Nonperforming loans exceeding $25 millionAction: Review commercial real estate (CRE) and construction loan concentration, particularly the acquired First IC portfolio.
Research as of 19 Jun 2026