Lufax Holding Ltd ADR Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
3analysts covering
FY EPS (est.)
$1.19next fiscal year
Monitoring Framework
Key Performance Indicators
Cumulative Number of Borrowers Quarterly29.1M
DPD 30+ Delinquency Rate (excluding consumer finance) Quarterly560.0%
DPD 90+ Delinquency Rate (excluding consumer finance) Quarterly340.0%
Outstanding Balance Risk-Bearing Ratio Quarterly9,140.0%
Watch Items
- Regulatory Compliance and Internet Lending GuidelinesTrigger: Implementation of Notice 9 or similar commercial bank internet lending restrictionsAction: Assess impact on funding partner relationships and platform-facilitated loan volumes.
- Credit Impairment Losses and Asset QualityTrigger: Credit impairment losses exceeding H1 2025 levels of RMB 7.86 billionAction: Re-evaluate provisioning policies and tighten credit underwriting standards for small business owners.
Research as of 20 Jun 2026