Live Oak Bancshares Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
4analysts covering
FY Revenue (est.)
$639.9Mnext fiscal year
FY EPS (est.)
$3.05next fiscal year
Monitoring Framework
Key Performance Indicators
Loan Production Quarterly1.4BTarget: Low- to mid-teens loan growth year-over-year
Net Interest Margin (NIM) Quarterly327.0%Target: Stable to expanding NIM in a stable rate environment
Non-Interest-Bearing Deposits Ratio Quarterly400.0%Target: Exceed 10% of total deposits over the next three years
AI-Native Origination Platform Annual Loan Production AnnuallyTarget: $750 million+
Watch Items
- Material weakness in internal controls related to loan participation accountingTrigger: Remediation status updates in upcoming SEC filingsAction: Monitor management's remediation progress and internal control disclosures
- Credit quality and bad loan ratiosTrigger: Uptick in non-performing loans or charge-offsAction: Evaluate allowance for credit losses and underwriting standards
Research as of 20 Jun 2026