Lemonade Inc Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $975M+85.2% YoYTTM through 30 Jun 2026
Net Income -$138.4MTTM through 30 Jun 2026
Free Cash Flow $8.1MTTM through 30 Jun 2026
Margins
| Current | |
|---|---|
| Operating Margin | -13.9% |
| Net Margin | -14.2% |
Returns
-27.7%ROE
-6.9%ROA
Balance Sheet Health
Debt / Equity0.36x
Net Debt-$958.2Mnet cash position
Cash & Equivalents$367.6M
Quality Metrics
Piotroski F-Score4 / 9
FCF Margin0.8%
Rule of 4025.6
Earnings-Beat Rate100.0%
Multi-Year Trend
RevenueFY2025: $737.9M
Diluted EPS-$1.82TTMFY2025: $-2.24
Dividend
No dividend
Capital Allocation
R&D Spend$106.4M
Capex Intensity1.3%
Segment Performance
| Segment | Revenue | YoY | Outlook |
|---|---|---|---|
| Pet Insurance | View detailsRemains Lemonade's largest line of business. | ||
| Car Insurance | View detailsRapidly expanding across direct-to-consumer and cross-sale channels, with autonomous car product expected to launch in additional states. |
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