Lake Shore Bancorp IncLSBK
Price$18.14Intrinsic value$10.3843% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $10.38median of 2 methodsbased on filings through 30 Jun 2026
Market Price $18.14Price as of 1 Oct 2026
Margin of Safety -42.8%as of 1 Oct 2026
Data confidenceNot applicable

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Discount rate (cost of equity) 7.3%
Volatility vs market (adjusted beta)0.53

Valuation Detail Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetLake Shore Bancorp IncLSBKFinancials
Valuation
P/E15.9×
P/S4.9×
P/B0.9×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin35.1%
Net margin25.2%
FCF margin27.6%
Returns
ROE5.8%
ROA1.1%
ROIC11.6%
Growth
Revenue growth (YoY)—
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.00×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield5.0%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.