Klarna Group plc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
20analysts covering
FY Revenue (est.)
$4.4Bnext fiscal year
FY EPS (est.)
$0.23next fiscal year
Monitoring Framework
Key Performance Indicators
Gross Merchandise Volume (GMV) Quarterly33.7B
Total Revenue Quarterly1B
Adjusted Operating Profit Quarterly68M
Active Consumers Quarterly119MTarget: Continued expansion of global user base
Watch Items
- Credit Loss Provisions and Underwriting QualityTrigger: Provisions rising significantly above historical averages (~0.5% of GMV)Action: Review credit modeling performance, portfolio mix shifts, and macroeconomic indicators such as unemployment rates.
- Regulatory Scrutiny on Buy Now Pay Later (BNPL)Trigger: Implementation of strict licensing or credit-check rules in the US, UK, or EUAction: Assess compliance costs, potential impacts on transaction volumes, and adjustments to product terms.
- Funding Costs and Deposit GrowthTrigger: Squeeze on net interest margins due to high deposit rates or deposit outflowsAction: Evaluate capital buffer (CET1 ratio) and adjust retail deposit interest rate strategies.
Research as of 19 Jun 2026