KB Financial Group Inc ADR Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
11.4%projected annual EPS growth
Analyst Coverage
1analyst covering
FY EPS (est.)
$12.98next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 27 Oct 2026 |
| FY 2026 Annual Earnings Release | 9 Feb 2027 |
Monitoring Framework
Key Performance Indicators
Group Net Profit (Cumulative First Half) Quarterly3.9TTarget: Exceed FY2025 net profit of KRW 5.63 trillion
Return on Equity (ROE) Quarterly14.1Target: Mid- to long-term target of around 13%, with FY2026 expected to exceed 11%
Common Equity Tier 1 (CET1) Ratio Quarterly1,363.0%Target: Maintain above internal target of 13.0%
Cost-to-Income Ratio (CIR) Quarterly3,620.0%Target: Maintain below 40.0%
Watch Items
- Bank Net Interest Margin (NIM) CompressionTrigger: NIM falling below 1.60% due to central bank rate cutsAction: Accelerate non-interest income generation and optimize funding costs
- Credit Cost and ProvisioningTrigger: Credit cost exceeding the guided 40-45 basis point rangeAction: Re-evaluate asset quality in SME and household loan portfolios and increase conservative provisioning
- Shareholder Return ExecutionTrigger: Total shareholder return falling short of the estimated KRW 3.7 trillion targetAction: Review progress of the planned KRW 700 billion share buyback and cancellation in 2H26
Research as of 2 Sep 2026