Jefferson Capital Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
0.0%projected annual EPS growth
Analyst Coverage
5analysts covering
FY EPS (est.)
$3.01next fiscal year
Monitoring Framework
Key Performance Indicators
Estimated Remaining Collections (ERC) Quarterly3.4B
Quarterly Portfolio Collections Quarterly309.9M
Cash Efficiency Ratio Quarterly73.0%
Leverage Ratio (Net Debt to Adjusted Cash EBITDA) Quarterly1.8xTarget: 2.0x - 2.5x
Watch Items
- Operating Expense GrowthTrigger: Operating expenses rising faster than collections growth (e.g., +47% YoY in Q1 2026)Action: Review collection cost structures, legal collection expansion efficiency, and third-party vendor pricing.
- J.C. Flowers Ownership Sell-downTrigger: Ownership stake falling below 50%Action: Monitor secondary offerings, public float liquidity, and potential transition out of 'controlled company' status on Nasdaq.
- Consumer Credit Delinquency and Unemployment TrendsTrigger: Unemployment rate rising above 5.0%Action: Adjust underwriting models for new portfolio purchases and modify payment plan structures for existing accounts.
Research as of 20 Jun 2026