Jack Henry & Associates IncJKHY
Price$143.84Intrinsic value$203.9542% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $203.95median of 6 methods · middle span $160-$265based on filings through 31 Mar 2026
Market Price $143.84Price as of 1 Oct 2026
Margin of Safety +41.8%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 1.9% (near-term consensus, capped) · years 2–5: 10.5%/yr (balance of the path).8.7% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 610.2%Yr 79.8%Yr 89.5%Yr 99.1%Yr 108.7%
10.5% → 8.7%
Years 11–20: glide to long-run rate
Per-year rates
Yr 118.2%Yr 127.6%Yr 137.0%Yr 146.4%Yr 155.9%Yr 165.3%Yr 174.7%Yr 184.1%Yr 193.6%Yr 203.0%
8.7% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)10.4%
Discount rate (cost of equity) 8.1%
Volatility vs market (adjusted beta)0.70

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetJack Henry & Associates IncJKHYInformation Technology
Valuation
P/E20.6×
P/S4.3×
P/B5.5×
EV / Revenue4.3×
EV / EBITDA12.5×
Profitability
Gross margin—
Operating margin22.9%
Net margin19.8%
FCF margin27.3%
Returns
ROE24.5%
ROA16.0%
ROIC23.7%
Growth
Revenue growth (YoY)7.1%
5-yr fwd EPS growth8.7%
Financial strength
Debt / Equity0.04×
Current ratio1.17×
Altman Z-Score8.9
Interest coverage—
Dividend yield0.8%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.