Investar Holding CorpISTR
Price$28.96Intrinsic value$28.601% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $28.60median of 2 methodsbased on filings through 30 Jun 2026
Market Price $28.96Price as of 1 Oct 2026
Margin of Safety -1.2%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 21.3% (near-term consensus, capped) · years 2–5: 2.8%/yr (balance of the path).6.3% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 63.5%Yr 74.2%Yr 84.9%Yr 95.6%Yr 106.3%
2.8% → 6.3%
Years 11–20: glide to long-run rate
Per-year rates
Yr 116.0%Yr 125.6%Yr 135.3%Yr 145.0%Yr 154.6%Yr 164.3%Yr 174.0%Yr 183.7%Yr 193.3%Yr 203.0%
6.3% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)6.3%
Discount rate (cost of equity) 7.8%
Volatility vs market (adjusted beta)0.64

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetInvestar Holding CorpISTRFinancials
Valuation
P/E12.0×
P/S4.4×
P/B1.2×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin—
Operating margin44.1%
Net margin35.9%
FCF margin24.8%
Returns
ROE8.0%
ROA0.9%
ROIC8.7%
Growth
Revenue growth (YoY)—
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.02×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield1.1%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.