Independent Bank Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
7analysts covering
FY Revenue (est.)
$1Bnext fiscal year
FY EPS (est.)
$7.17next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 15 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly390.0%Target: 3.90% - 3.95% by Q4 2026
Nonperforming Loans (NPL) Ratio Quarterly52.0%Target: Prudent credit risk management under 1.00%
Common Equity Tier 1 (CET1) Capital Ratio Quarterly1,289.0%Target: Maintain strong capital position above regulatory well-capitalized minimums
Watch Items
- Commercial Real Estate (CRE) and Office ExposureTrigger: Criticized and classified commercial loans exceeding 5.00% of total commercial loans (currently at 4.04%)Action: Increase loan loss provisions and tighten underwriting standards for New England commercial properties.
- Core Deposit Stability and Funding CostsTrigger: Core deposits falling below 80.0% of total deposits (currently at 83.8%)Action: Adjust deposit pricing strategies and enhance promotional relationship-banking products to retain retail balances.
- Enterprise Bank Integration and Core Tech ConversionTrigger: Delays or cost overruns in the scheduled October core platform conversionAction: Deploy contingency IT resources and increase oversight by the technology steering committee.
Research as of 19 Jun 2026