Independent Bank Corp (Ionia, MI)IBCP
Price$35.57

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $32.6M+2.1% YoYTTM through 30 Jun 2026
Net Income $71.8M+7.4% YoYTTM through 30 Jun 2026
Free Cash Flow $38.1MTTM through 30 Jun 2026

Margins

Current
Operating Margin37.0%
Net Margin219.8%

Returns

13.6%ROE
1.2%ROA
15.0%ROIC

Balance Sheet Health

Debt / Equity0.02x
Net Debt-$21.5Mnet cash position
Cash & Equivalents$165.5M

Quality Metrics

Piotroski F-Score5 / 9
FCF Margin116.7%
Earnings-Beat Rate75.0%

Multi-Year Trend

Revenue
'19'20'21'22'23'24'25
FY2025: $32.1M
Diluted EPS$3.44TTM
'19'20'21'22'23'24'25
FY2025: $3.27

Dividend

$0.56Per share, FY20261.57%Yield-7.8%5-yr growth

Capital Allocation

Capex Intensity34.5%

Segment Performance

No segment data available.

All values are periodic snapshots, not live quotes. Source dates are shown for reference.

Filing Detail Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up
AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.