FVCBankcorp IncFVCB
Price$17.60Intrinsic value$17.491% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $17.49median of 2 methodsbased on filings through 31 Mar 2026
Market Price $17.60Price as of 1 Oct 2026
Margin of Safety -0.7%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 13.4% (near-term consensus, capped) · years 2–5: 5.0%/yr (balance of the path).6.6% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 65.3%Yr 75.6%Yr 85.9%Yr 96.3%Yr 106.6%
5.0% → 6.6%
Years 11–20: glide to long-run rate
Per-year rates
Yr 116.2%Yr 125.9%Yr 135.5%Yr 145.2%Yr 154.8%Yr 164.4%Yr 174.1%Yr 183.7%Yr 193.4%Yr 203.0%
6.6% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)6.6%
Discount rate (cost of equity) 7.5%
Volatility vs market (adjusted beta)0.57

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetFVCBankcorp IncFVCBFinancials
Valuation
P/E—
P/S4.7×
P/B1.3×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin45.9%
Net margin34.9%
FCF margin—
Returns
ROE9.8%
ROA1.1%
ROIC9.2%
Growth
Revenue growth (YoY)15.9%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.10×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield0.7%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.