Fiserv Inc Dossier
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SectorFinancials IndustryTransaction & Payment Processing Services Beta (adjusted)0.87 Intrinsic Value $118.73median of 6 methods · middle span $88-$140based on filings through 30 Jun 2026 Market Price $45.38Price as of 1 Oct 2026 Significantly undervaluedIntrinsic value is 162% above the market price −50% · IV below pricenear fair value ±15%IV above price · +50% marker beyond scale (+162%) Data confidence Sign in to view data confidence Market Cap $24.1B Enterprise Value $50.2B Shares Outstanding 524.8M diluted Moat Rating Narrow Next Earnings Date28 Oct 2026 All prices and values are periodic snapshots, not live quotes. Source dates are shown for reference. ThesisStreet consensus, scenarios, merits, risks, and invalidation triggers Thesis Summary Fiserv's second-quarter reset leaves a balanced but execution-sensitive investment case. Organic revenue declined 5%, adjusted operating margin fell to 31.8%, and adjusted EPS was $1.84, prompting full-year guidance of negative 1% to flat organic growth, a 31.0%-31.5% adjusted margin, and $7.20-$7.40 of adjusted EPS. The upside case depends on restoring growth and progressing toward the 2029 Investor Day objectives of 4%-6% adjusted-revenue CAGR, adjusted margin above 37%, and adjusted EPS above $12. This section is the 12-month view: analyst targets and the probability-weighted scenarios built from them. The intrinsic value at the top of this page answers a different question: what the business is worth today. Street view · analyst 12-month targets Low · most bearish analyst$40.00 Mean target$62.18 High · most bullish analyst$106.00 Our research · scenarios, merits, risks, and invalidation triggersResearch as of 2 Sep 2026 Scenarios · 12-month scenario targets Bear CaseDownside scenario $40.0025% Revenue stabilization takes longer than expected, with organic growth, adjusted margin, or adjusted EPS falling below the lower bounds of revised 2026 guidance. That outcome would weaken confidence in the company's ability to reach its 2029 objectives. Base CaseCentral scenario $62.1857% Matches the consensus meanFiserv delivers within its reduced 2026 ranges of negative 1% to flat organic growth, 31.0%-31.5% adjusted operating margin, and $7.20-$7.40 adjusted EPS, followed by a gradual rather than immediate recovery. Bull CaseUpside scenario $106.0018% Execution of the One Fiserv program restores growth after the 2026 trough, and the company progresses toward its stated 2026-2029 adjusted-revenue CAGR of 4%-6%, adjusted margin above 37%, and adjusted EPS above $12 in 2029. Scenarios are anchored to street consensus at the research date, with our probabilities and rationale. Key Investment Merits
Key Investment Risks
All scenarios are estimates and subject to change. Past performance is not indicative of future results. Quality Pillars MembersThis section is available to registered members. Create a free account or sign in to unlock the full breakdown. Explore this dossierValuationIntrinsic value, the six-method breakdown, peer medians, and your assumptions sandbox.Financial SnapshotRevenue, profitability, returns, balance sheet, dividends, and the filing-level detail.Qualitative AnalysisBusiness overview, strategic initiatives, and mergers, acquisitions & partnerships.Outlook & Key DatesForward estimates, reporting calendar, and the monitoring framework. |