FirstCash Holdings IncFCFS
Price$208.15Intrinsic value$521.97151% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $521.97median of 4 methods · middle span $278-$766based on filings through 30 Jun 2026
Market Price $208.15Price as of 1 Oct 2026
Margin of Safety +150.8%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 27.3% (near-term consensus, capped) · years 2–5: 19.5%/yr (balance of the path).21.0% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 618.0%Yr 716.4%Yr 814.9%Yr 913.3%Yr 1011.8%
19.5% → 11.8%
Years 11–20: glide to long-run rate
Per-year rates
Yr 1110.9%Yr 1210.0%Yr 139.1%Yr 148.3%Yr 157.4%Yr 166.5%Yr 175.6%Yr 184.8%Yr 193.9%Yr 203.0%
11.8% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)11.8%
Discount rate (cost of equity) 8.0%
Volatility vs market (adjusted beta)0.69

Valuation Detail Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Assumptions Sandbox Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

Compare the target company plus 1 peer. Sign in / Sign up to compare a maximum of 3 peers.

Best in rowHigher is betterLower is better—Data not available
TargetFirstCash Holdings IncFCFSFinancials
Valuation
P/E23.7×
P/S5.1×
P/B4.2×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin112.5%
Operating margin28.5%
Net margin21.0%
FCF margin33.4%
Returns
ROE16.7%
ROA7.1%
ROIC8.9%
Growth
Revenue growth (YoY)22.6%
5-yr fwd EPS growth21.0%
Financial strength
Debt / Equity0.95×
Current ratio4.89×
Altman Z-Score3.3
Interest coverage—
Dividend yield0.4%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.