First United CorpFUNC
Price$43.86Intrinsic value$26.7639% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $26.76median of 2 methodsbased on filings through 30 Jun 2026
Market Price $43.86Price as of 1 Oct 2026
Margin of Safety -39.0%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 4.1% (near-term consensus, capped) · years 2–5: 4.1%/yr (balance of the path).4.1% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 64.1%Yr 74.1%Yr 84.1%Yr 94.1%Yr 104.1%
4.1% → 4.1%
Years 11–20: glide to long-run rate
Per-year rates
Yr 114.0%Yr 123.9%Yr 133.8%Yr 143.7%Yr 153.6%Yr 163.4%Yr 173.3%Yr 183.2%Yr 193.1%Yr 203.0%
4.1% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 2 windows (5/6y) (limited history)13.2%
Discount rate (cost of equity) 8.0%
Volatility vs market (adjusted beta)0.68

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetFirst United CorpFUNCFinancials
Valuation
P/E11.4×
P/S3.3×
P/B1.4×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin79.2%
Operating margin41.1%
Net margin28.5%
FCF margin30.2%
Returns
ROE11.8%
ROA1.2%
ROIC15.8%
Growth
Revenue growth (YoY)7.7%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.15×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield2.6%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.