First Seacoast Bancorp Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
No analyst estimates are published for this company.
Coverage varies across the market: larger companies are often followed by dozens of analysts, while smaller or recently listed ones may have none.
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) QuarterlyTarget: Improvement through shift to higher-yield commercial real estate and C&I originations
Common Equity Tier 1 Capital Ratio Quarterly1,472.0%Target: Maintain well-capitalized status (>10.0%)
Non-Performing Loans (NPL) Ratio Quarterly11.0%Target: Keep below 0.5% to reflect strong credit quality
Watch Items
- Regulatory and Shareholder Approvals for Cambridge Financial MergerTrigger: Receipt of approvals from the FDIC, state regulators, and FSEA stockholdersAction: Monitor SEC filings for proxy statement distribution and voting results
- Merger Termination EventTrigger: Failure to close or termination of the agreementAction: Assess liability for the $3.5 million termination fee and impact on standalone valuation
- Funding Squeeze and Deposit OutflowsTrigger: Significant decline in core retail deposits or sharp increase in funding costsAction: Review quarterly deposit mix and reliance on FHLB advances/brokered deposits
Research as of 19 Jun 2026