First National Corp (Strasburg, VA) Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
2analysts covering
FY EPS (est.)
$2.37next fiscal year
Monitoring Framework
Key Performance Indicators
Consolidated Net Income Quarterly4.9M
Diluted Earnings Per Share (EPS) Quarterly0.5
Net Interest Margin (FTE) Quarterly399.0%
Return on Average Assets (ROA) Quarterly1.0
Return on Average Equity (ROE) Quarterly10.5
Nonperforming Assets as % of Total Assets Quarterly21.0%
Watch Items
- Integration of Touchstone BanksharesTrigger: Post-merger cost synergies and operational efficiency targetsAction: Monitor noninterest expense trends and branch optimization execution
- Loan Portfolio Growth and Credit QualityTrigger: Annualized loan growth falling below 4% or NPAs rising above 0.35%Action: Review underwriting standards and geographic concentration in Virginia markets
- Deposit Beta and Funding CostsTrigger: Significant shift from low-cost deposits to higher-cost certificates of depositAction: Adjust deposit pricing strategies and promote treasury management solutions
Research as of 20 Jun 2026