First Internet Bancorp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
5analysts covering
FY EPS (est.)
$2.12next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (FTE) Quarterly245.0%Target: 2.75% - 2.80% by end of 2026
Diluted Earnings Per Share (EPS) Quarterly0.3Target: Sustained profitability recovery
Total Revenue Quarterly43.1M
Provision for Credit Losses Quarterly16.3MTarget: $50 - $53 million for FY 2026
Watch Items
- Credit Quality and Non-Performing LoansTrigger: NPLs exceeding Q4 2025 levels ($58.5 million) or allowance coverage dropping below 95%Action: Re-evaluate credit provisioning models and adjust full-year credit loss guidance
- Net Interest Margin ExpansionTrigger: NIM falling below 2.30% or failing to progress toward the 2.75% year-end targetAction: Review deposit pricing strategies and liability management actions
Research as of 20 Jun 2026