First Community Bankshares IncFCBC
Price$47.57Intrinsic value$35.8525% below price

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $185.4M+5.4% YoYTTM through 30 Jun 2026
Net Income $59.3M+401.5% YoYTTM through 30 Jun 2026
Free Cash Flow $43.3MTTM through 30 Jun 2026

Margins

Current
Operating Margin37.1%
Net Margin26.3%

Returns

9.6%ROE
1.5%ROA
-56.0%ROIC

Balance Sheet Health

Debt / Equity0.00x
Net Debt-$643.7Mnet cash position
Cash & Equivalents$644.9M

Quality Metrics

Piotroski F-Score3 / 9
FCF Margin23.3%
Rule of 4029.7
Earnings-Beat Rate100.0%

Multi-Year Trend

Diluted EPS$3.17TTM
'19'20'21'22'23'24'25
FY2025: $2.65

Dividend

$1.93Per share, FY20262.80%Yield+13.6%5-yr growth

Capital Allocation

Capex Intensity1.9%

Segment Performance

SegmentRevenueYoYOutlook
Community Banking
View details

Expanded footprint in West Virginia through the acquisition of Hometown Bancshares, Inc. completed on January 23, 2026.

Wealth Management
View details

Provides wealth management and investment advice through Trust Division and First Community Wealth Management.

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