Finward Bancorp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
2analysts covering
FY EPS (est.)
$2.64next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (Tax-Equivalent) Quarterly335.0%
Efficiency Ratio Quarterly8,445.0%
Non-Performing Loans to Total Loans Ratio Quarterly85.0%
Watch Items
- Commercial Real Estate (CRE) Concentration RiskTrigger: CRE loans exceeding 40% of total loan portfolioAction: Heighten credit monitoring, stress-test portfolio under hybrid-work scenarios, and limit new originations in non-owner occupied properties.
- Regulatory Compliance and Dividend RestrictionsTrigger: Failure to maintain compliance under the August 2024 Memorandum of Understanding (MOU)Action: Maintain proactive relationship management with regulators and secure prior approval before declaring or paying cash dividends.
Research as of 20 Jun 2026