FinVolution Group ADRFINV
Price$3.02

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value Insufficient data for a value estimatebased on filings through 31 Dec 2025
Market Price $3.02Price as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: -15.0% (near-term consensus, capped) · years 2–5: 10.1%/yr (balance of the path).4.6% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 68.8%Yr 77.5%Yr 86.1%Yr 94.8%Yr 103.5%
10.1% → 3.5%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.5%Yr 123.4%Yr 133.4%Yr 143.3%Yr 153.3%Yr 163.2%Yr 173.2%Yr 183.1%Yr 193.1%Yr 203.0%
3.5% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)3.5%
Discount rate (cost of equity) 7.7%
Volatility vs market (adjusted beta)0.61

Valuation Detail Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetFinVolution Group ADRFINVFinancials
Valuation
P/E11.2×
P/S0.4×
P/B1.9×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin79.0%
Operating margin22,856.1%
Net margin18,736.2%
FCF margin13,142.8%
Returns
ROE15.4%
ROA10.0%
ROIC20.6%
Growth
Revenue growth (YoY)8.4%
5-yr fwd EPS growth4.6%
Financial strength
Debt / Equity0.01×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield6.4%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.