Essent Group Ltd Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
4.8%projected annual EPS growth
Analyst Coverage
7analysts covering
FY Revenue (est.)
$1.3Bnext fiscal year
FY EPS (est.)
$7.56next fiscal year
Monitoring Framework
Key Performance Indicators
Mortgage Insurance In Force (IIF) Quarterly247.9BTarget: Steady expansion supported by favorable demographics and supply constraints
Twelve-Month Persistency Rate Quarterly8,470.0%Target: Stabilization above 84% in elevated interest rate environments
Mortgage Insurance Portfolio Default Rate Quarterly254.0%Target: Controlled default rate reflecting disciplined underwriting and portfolio seasoning
Book Value Per Share Quarterly61.2Target: Consistent compounding driven by strong cash flow and share repurchases
Watch Items
- U.S. Housing Market Affordability and Mortgage RatesTrigger: Mortgage rates remaining above 7% or home price declines in key regionsAction: Assess impact on New Insurance Written (NIW) volumes and adjust growth forecasts.
- Portfolio Seasoning and Delinquency TrendsTrigger: Delinquency rates rising significantly above the Q1 2026 level of 2.54%Action: Evaluate loss reserve adequacy and underwriting standards for new business.
- Capital Return Execution and Share RepurchasesTrigger: Repurchase activity slowing down below the run-rate of the $414.7 million remaining authorizationAction: Review capital allocation priorities and holding company liquidity levels.
Research as of 19 Jun 2026