Esquire Financial Holdings IncESQ
Price$118.19Intrinsic value$149.1526% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $149.15median of 5 methods · middle span $100-$748based on filings through 30 Jun 2026
Market Price $118.19Price as of 1 Oct 2026
Margin of Safety +26.2%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 22.8% (near-term consensus, capped) · years 2–5: 22.8%/yr (balance of the path).22.8% per year
Years 6–10: glide to demonstrated growth own history 26.5%, capped at 20%
Per-year rates
Yr 622.3%Yr 721.7%Yr 821.1%Yr 920.6%Yr 1020.0%
22.8% → 20.0%
Years 11–20: glide to long-run rate
Per-year rates
Yr 1118.3%Yr 1216.6%Yr 1314.9%Yr 1413.2%Yr 1511.5%Yr 169.8%Yr 178.1%Yr 186.4%Yr 194.7%Yr 203.0%
20.0% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)26.5%
Discount rate (cost of equity) 7.6%
Volatility vs market (adjusted beta)0.59

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetEsquire Financial Holdings IncESQFinancials
Valuation
P/E19.5×
P/S10.2×
P/B3.5×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin44.8%
Net margin34.7%
FCF margin45.3%
Returns
ROE16.8%
ROA2.1%
ROIC73.6%
Growth
Revenue growth (YoY)17.4%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.00×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield0.2%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.