Employers Holdings Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
47.8%projected annual EPS growth
Analyst Coverage
2analysts covering
FY EPS (est.)
$2.40next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 28 Oct 2026 |
Monitoring Framework
Key Performance Indicators
GAAP Combined Ratio Quarterly10,710.0%Target: Under 100.0% (profitable underwriting)
Gross Premiums Written Quarterly180.8MTarget: Transition to growth visible toward year-end 2026
Loss and LAE Ratio Quarterly7,140.0%Target: Stabilization of California cumulative trauma claim frequency
Underwriting Expense Ratio Quarterly2,260.0%Target: Continued improvement via AI and process efficiency
Watch Items
- California Cumulative Trauma (CT) Claim FrequencyTrigger: Further reserve strengthening or elevated accident year loss ratios above 72%Action: Implement additional California-specific rate increases and stricter underwriting guidelines.
- Medical Cost InflationTrigger: Medical severity trends exceeding 6-8% annuallyAction: Enhance AI-enabled claims triage and leverage integrated medical networks to contain severity.
- Premium Volume DeclineTrigger: Gross premiums written declining more than 15% year-over-year in subsequent quartersAction: Accelerate digital distribution channels, scale Cerity, and expand the new Excess Workers' Compensation product.
Research as of 19 Jun 2026