Eagle Financial Services IncEFSI
Price$45.31Intrinsic value$39.3613% below price

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $65.8MTTM through 30 Jun 2026
Net Income $18.6M+21.5% YoYTTM through 30 Jun 2026
Free Cash Flow $8.1MTTM through 30 Jun 2026

Margins

Current
Operating Margin15.1%
Net Margin12.5%

Returns

10.3%ROE
1.0%ROA
23.4%ROIC

Balance Sheet Health

Debt / Equity0.21x
Net Debt-$114.4Mnet cash position
Cash & Equivalents$144M

Quality Metrics

Piotroski F-Score4 / 9
FCF Margin12.3%
Rule of 4043.6
Earnings-Beat Rate25.0%

Multi-Year Trend

Revenue
'21'22'23
FY2023: $0
Diluted EPS$3.46TTM
'19'20'21'22'23'24'25
FY2025: $1.59

Dividend

$0.93Per share, FY20262.01%Yield-3.3%5-yr growth

Capital Allocation

Capex Intensity1.7%

Segment Performance

SegmentRevenueYoYOutlook
Community Banking
View details

Remains the largest contributor to core revenue.

Marine Lending
View details

Undergoing strategic runoff and diversification.

Wealth Management
View details

Grew approximately 36% in 2025, providing strong fee income diversification.

All values are periodic snapshots, not live quotes. Source dates are shown for reference.

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AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.