Donegal Group IncDGICA
Price$18.17Intrinsic value$17.364% below price

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $963.2M-2.7% YoYTTM through 30 Jun 2026
Net Income $71.1M+39.8% YoYTTM through 30 Jun 2026

Margins

Current
Operating Margin9.1%
Net Margin7.4%

Returns

10.1%ROE
2.7%ROA
10.5%ROIC

Balance Sheet Health

Debt / Equity0.05x
Net Debt-$501Knet cash position
Cash & Equivalents$23.7M

Quality Metrics

Piotroski F-Score4 / 9
Earnings-Beat Rate50.0%

Multi-Year Trend

Revenue
'19'20'21'22'23'24'25
FY2025: $978M

Dividend

$0.38Per share, FY20264.50%Yield-9.8%5-yr growth

Segment Performance

SegmentRevenueYoYOutlook
Commercial Lines$139M+2.0%
View details

Commercial lines net premiums written grew by 2.2% in Q1 2026, driven by rate increases and solid retention. The core loss ratio improved modestly to 57.6% from 58.3% in Q1 2025.

Personal Lines$365.3M-8.0%

Filing Detail Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up
AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.