DLocal LimitedDLO
Price$13.73Intrinsic value$25.3384% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $25.33median of 6 methods · middle span $22-$66based on filings through 31 Dec 2025
Market Price $13.73Price as of 1 Oct 2026
Margin of Safety +84.5%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 22.4% (near-term consensus, capped) · years 2–5: 19.5%/yr (balance of the path).20.0% per year
Years 6–10: glide to demonstrated growth own history 49.4%, capped at 20%
Per-year rates
Yr 619.6%Yr 719.7%Yr 819.8%Yr 919.9%Yr 1020.0%
19.5% → 20.0%
Years 11–20: glide to long-run rate
Per-year rates
Yr 1118.3%Yr 1216.6%Yr 1314.9%Yr 1413.2%Yr 1511.5%Yr 169.8%Yr 178.1%Yr 186.4%Yr 194.7%Yr 203.0%
20.0% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 2 windows (5/6y) (limited history)49.4%
Discount rate (cost of equity) 9.2%
Volatility vs market (adjusted beta)0.94

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetDLocal LimitedDLOInformation Technology
Valuation
P/E—
P/S3.9×
P/B7.3×
EV / Revenue3.3×
EV / EBITDA11.7×
Profitability
Gross margin35.0%
Operating margin15.7%
Net margin18.0%
FCF margin37.8%
Returns
ROE34.6%
ROA12.8%
ROIC—
Growth
Revenue growth (YoY)46.6%
5-yr fwd EPS growth20.0%
Financial strength
Debt / Equity0.15×
Current ratio1.47×
Altman Z-Score—
Interest coverage—
Dividend yield1.5%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.