Customers Bancorp IncCUBI
Price$74.03Intrinsic value$52.6929% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $52.69median of 2 methodsbased on filings through 30 Jun 2026
Market Price $74.03Price as of 1 Oct 2026
Margin of Safety -28.8%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 9.5% (near-term consensus, capped) · years 2–5: 24.0%/yr (balance of the path).20.9% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 623.1%Yr 722.3%Yr 821.4%Yr 920.5%Yr 1019.7%
24.0% → 19.7%
Years 11–20: glide to long-run rate
Per-year rates
Yr 1118.0%Yr 1216.3%Yr 1314.7%Yr 1413.0%Yr 1511.3%Yr 169.7%Yr 178.0%Yr 186.3%Yr 194.7%Yr 203.0%
19.7% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)19.7%
Discount rate (cost of equity) 10.9%
Volatility vs market (adjusted beta)1.32

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetCustomers Bancorp IncCUBIFinancials
Valuation
P/E9.0×
P/S3.3×
P/B1.3×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin—
Operating margin47.2%
Net margin36.4%
FCF margin45.8%
Returns
ROE13.2%
ROA1.1%
ROIC—
Growth
Revenue growth (YoY)14.5%
5-yr fwd EPS growth20.9%
Financial strength
Debt / Equity0.03×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield—

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.