Credit Acceptance CorpCACC
Price$511.95Intrinsic value$597.3717% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $597.37median of 2 methodsbased on filings through 30 Jun 2026
Market Price $511.95Price as of 1 Oct 2026
Margin of Safety +16.7%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 21.3% (near-term consensus, capped) · years 2–5: 22.4%/yr (balance of the path).22.2% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 618.5%Yr 714.7%Yr 810.8%Yr 96.9%Yr 103.1%
22.4% → 3.1%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.1%Yr 123.1%Yr 133.1%Yr 143.1%Yr 153.0%Yr 163.0%Yr 173.0%Yr 183.0%Yr 193.0%Yr 203.0%
3.1% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)3.1%
Discount rate (cost of equity) 10.5%
Volatility vs market (adjusted beta)1.23

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetCredit Acceptance CorpCACCFinancials
Valuation
P/E11.3×
P/S2.6×
P/B3.9×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin24.4%
Net margin21.5%
FCF margin52.4%
Returns
ROE31.6%
ROA5.8%
ROIC6.3%
Growth
Revenue growth (YoY)7.7%
5-yr fwd EPS growth22.2%
Financial strength
Debt / Equity4.02×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield—

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.