Community Financial System Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
6analysts covering
FY Revenue (est.)
$895.5Mnext fiscal year
FY EPS (est.)
$4.59next fiscal year
Monitoring Framework
Key Performance Indicators
Operating Diluted Earnings Per Share Quarterly1.2
Net Interest Income Quarterly134.7M
Fully Tax-Equivalent Net Interest Margin Quarterly345.0%
Total Ending Loans Quarterly11.1B
Total Ending Deposits Quarterly14.9B
Watch Items
- Accumulated Other Comprehensive Income (AOCI) Run-offTrigger: Beginning of lower-yielding investment securities run-off in 2026Action: Monitor impact on tangible common equity to tangible assets (TCE) ratio and net interest margin tailwinds.
- ClearPoint Federal Bank & Trust IntegrationTrigger: Post-acquisition completion on June 1, 2026Action: Track expansion of wealth management fee-based revenue streams and realization of projected synergies.
- Deposit Repricing and Margin CompressionTrigger: Flat yield curve dynamics and competitive deposit pricingAction: Evaluate cost of funds trends and stability of low-cost core deposit franchise.
Research as of 19 Jun 2026