CNFinance Holdings Ltd ADR Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
No analyst estimates are published for this company.
Coverage varies across the market: larger companies are often followed by dozens of analysts, while smaller or recently listed ones may have none.
Reporting Calendar
| Event | Expected Date |
|---|---|
| Annual Report on Form 20-F for the Fiscal Year Ending December 31, 2026 | 30 Apr 2027 |
Monitoring Framework
Key Performance Indicators
Non-Performing Loan (NPL) Ratio (excluding loans held for sale) Quarterly35.6%Target: Reduction of non-performing ratios through active disposal and portfolio management
Delinquency Ratio (excluding loans held for sale) Quarterly50.3%Target: Stabilization and reduction through enhanced post-loan collection and risk mitigation
Allowance Ratio (excluding loans held for sale) Quarterly18.5%Target: Adequate provisioning to cover credit losses under the CECL model
Watch Items
- Deterioration of Asset Quality and Credit RiskTrigger: NPL ratio exceeding 35.62% or Delinquency ratio exceeding 50.26%Action: Accelerate disposal of non-performing loans, tighten underwriting criteria for new originations, and increase collaboration with sales partners for loan repurchases.
- Concentration of Voting Control under Kylin Investment HoldingsTrigger: Voting power at 97.27% following the May 2026 Class B share issuanceAction: Monitor corporate governance developments, related-party transactions, and potential minority shareholder oppression risks.
- NYSE Minimum Trading Price ComplianceTrigger: ADS price falling below US$1.00 over a consecutive 30-day periodAction: Implement further ADS ratio adjustments or share consolidations to maintain listing compliance.
Research as of 20 Jun 2026