Chicago Atlantic Real Estate Finance IncREFI
Price$9.93Intrinsic value$10.839% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $10.83median of 1 methodbased on filings through 30 Jun 2026
Market Price $9.93Price as of 1 Oct 2026
Margin of Safety +9.1%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 5.9% (near-term consensus, capped) · years 2–5: 1.5%/yr (balance of the path).2.3% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 61.8%Yr 72.1%Yr 82.4%Yr 92.7%Yr 103.0%
1.5% → 3.0%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.0%Yr 123.0%Yr 133.0%Yr 143.0%Yr 153.0%Yr 163.0%Yr 173.0%Yr 183.0%Yr 193.0%Yr 203.0%
3.0% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Discount rate (cost of equity) 7.2%
Volatility vs market (adjusted beta)0.50

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetChicago Atlantic Real Estate Finance IncREFIReal Estate
Valuation
P/E7.3×
P/S4.5×
P/B0.8×
EV / Revenue5.1×
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin59.0%
Net margin58.1%
FCF margin—
Returns
ROE9.7%
ROA6.4%
ROIC8.7%
Growth
Revenue growth (YoY)-1.6%
5-yr fwd EPS growth4.6%
Financial strength
Debt / Equity0.16×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield16.6%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.