Cathay General Bancorp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
5analysts covering
FY EPS (est.)
$5.53next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 20 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly343.0%Target: 3.40% - 3.50%
Loan Growth Rate AnnuallyTarget: 3.5% - 4.5%
Deposit Growth Rate AnnuallyTarget: 4.0% - 5.0%
Tier 1 Risk-Based Capital Ratio Quarterly1,327.0%Target: Well-capitalized threshold (>8.0%)
Watch Items
- Commercial Real Estate (CRE) Concentration RiskTrigger: Deterioration in CRE valuations or regulatory capital requirement changesAction: Shift originations toward C&I and residential mortgage loans to reduce concentration risk.
- Deposit Cost ContainmentTrigger: Deposit beta exceeding 60% or rapid migration to high-cost time depositsAction: Enhance relationship-driven low-cost core deposit marketing and leverage digital treasury services.
Research as of 19 Jun 2026