Carter Bankshares Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
20.9%projected annual EPS growth
Analyst Coverage
3analysts covering
FY EPS (est.)
$5.46next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 22 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly3.1%Target: Sustained expansion above 3.10% through asset repricing
Efficiency Ratio Quarterly29.0%Target: Adjusted efficiency ratio (excluding transaction gains) below 70.00%
Tier 1 Capital Ratio Quarterly13.5%Target: Maintain well-capitalized status above regulatory minimums (>10.00%)
Watch Items
- James C. Justice II Loan Portfolio ResolutionTrigger: Absolute cash consideration of $289.5 million received; monitoring final legal and recovery adjustmentsAction: Verify allocation of cash proceeds into higher-yielding AAA/AA-rated securities and loan pipeline deployment.
- Securities Portfolio RepositioningTrigger: Sale of $139.4 million in low-yielding available-for-sale securities at a $12.5 million pre-tax lossAction: Track reinvestment of ~$88.5 million into higher-yielding assets at 5.27% to recover the loss in under three years.
Research as of 19 Jun 2026