Bridgewater Bancshares IncBWB
Price$20.42Intrinsic value$17.8912% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $17.89median of 2 methodsbased on filings through 30 Jun 2026
Market Price $20.42Price as of 1 Oct 2026
Margin of Safety -12.4%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 13.3% (near-term consensus, capped) · years 2–5: 5.8%/yr (balance of the path).7.3% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 66.1%Yr 76.4%Yr 86.7%Yr 97.0%Yr 107.3%
5.8% → 7.3%
Years 11–20: glide to long-run rate
Per-year rates
Yr 116.9%Yr 126.4%Yr 136.0%Yr 145.6%Yr 155.2%Yr 164.7%Yr 174.3%Yr 183.9%Yr 193.4%Yr 203.0%
7.3% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)7.3%
Discount rate (cost of equity) 8.2%
Volatility vs market (adjusted beta)0.71

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetBridgewater Bancshares IncBWBFinancials
Valuation
P/E11.1×
P/S4.1×
P/B1.1×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin42.9%
Net margin32.2%
FCF margin25.4%
Returns
ROE10.3%
ROA1.0%
ROIC11.6%
Growth
Revenue growth (YoY)30.7%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.20×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield—

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.