BILL Holdings IncBILL
Price$42.54Intrinsic value$112.05163% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $112.05median of 3 methodsbased on filings through 30 Jun 2026
Market Price $42.54Price as of 30 Sep 2026
Margin of Safety +163.4%as of 30 Sep 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 21.7% (near-term consensus, capped) · years 2–5: 25.6%/yr (balance of the path).24.8% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 624.5%Yr 723.4%Yr 822.2%Yr 921.1%Yr 1020.0%
25.6% → 20.0%
Years 11–20: glide to long-run rate
Per-year rates
Yr 1118.3%Yr 1216.6%Yr 1314.9%Yr 1413.2%Yr 1511.5%Yr 169.8%Yr 178.1%Yr 186.4%Yr 194.7%Yr 203.0%
20.0% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Discount rate (cost of equity) 9.7%
Volatility vs market (adjusted beta)1.06

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetBILL Holdings IncBILLInformation Technology
Valuation
P/E—
P/S2.5×
P/B1.4×
EV / Revenue2.9×
EV / EBITDA22.9×
Profitability
Gross margin81.6%
Operating margin-0.1%
Net margin-0.7%
FCF margin25.0%
Returns
ROE-0.3%
ROA-0.1%
ROIC—
Growth
Revenue growth (YoY)13.0%
5-yr fwd EPS growth24.8%
Financial strength
Debt / Equity0.52×
Current ratio1.51×
Altman Z-Score0.5
Interest coverage—
Dividend yield—

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.