Better Home & Finance Holding Co Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $164.9M+52.0% YoYTTM through 30 Jun 2026
Net Income -$179.9MTTM through 30 Jun 2026
Free Cash Flow -$156.2MTTM through 30 Jun 2026
Margins
| Current | |
|---|---|
| Operating Margin | -559.6% |
| Net Margin | -109.1% |
Returns
-4.5%ROA
Balance Sheet Health
Debt / Equity60.65x
Net Debt$468.2M
Cash & Equivalents$102.3M
Quality Metrics
Piotroski F-Score3 / 9
FCF Margin-94.7%
Rule of 40-57.0
Earnings-Beat Rate50.0%
Multi-Year Trend
RevenueFY2025: $164.9M
Diluted EPS-$10.84TTMFY2025: $-10.80
Dividend
No dividend
Capital Allocation
R&D Spend$32M
Capex Intensity0.6%
Segment Performance
| Segment | Revenue | YoY | Outlook |
|---|---|---|---|
| Home Finance | View detailsLeaning into HELOC products due to higher gain-on-sale margins in a high-rate environment. | ||
| Banking | View detailsActive sale process underway to simplify international footprint and reduce costs. |
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