Bank of Hawaii Corp Dossier
Qualitative Analysis
Business overview
Bank of Hawaii Corporation (NYSE: BOH) is a regional bank holding company headquartered in Honolulu, Hawaii. Founded in 1897, it is one of the oldest and largest financial institutions in the state of Hawaii. The company operates primarily through its principal subsidiary, Bank of Hawaii, providing a diverse range of commercial and consumer banking services, lending, leasing, deposit services, trust and investment activities, and brokerage services to customers in Hawaii, Guam, and other Pacific Islands. The bank operates through three primary business segments: Consumer Banking, Commercial Banking, and Treasury and Other.
Research as of 20 Jun 2026
Strategic Initiatives
Growth programs, investments, and their expected impact
Reinvesting cash flows from maturing lower-yield loans and investment securities into higher-yielding assets to drive net interest margin expansion.
Expected impact: Positive spread contribution from a 4.0% roll-off rate versus a 5.8% roll-on rate, helping NIM approach 2.90% by late 2026.
Partnering with Cetera Financial Institutions to scale and modernize the bank's $2.5 billion investment services program, rebranding Bankoh Investment Services, Inc. (BISI) to Bankoh Advisors.
Expected impact: Expands fee-based advisory services to diversify revenue away from spread income, targeting high-net-worth individuals and business owners.
Upgrading physical branches to the 'Branch of Tomorrow' format while enhancing digital banking capabilities, including the EASE digital checking account.
Mergers, Acquisitions & Partnerships
Recent deals and strategic collaborations
Strategic Partnerships
Enables Bank of Hawaii to scale its $2.5 billion assets under administration (AUA) investment services program, providing advanced technology and resources to wealth management clients under the rebranded 'Bankoh Advisors'.
Terms: Networking agreement where Cetera provides broker-dealer and insurance services to Bankoh Investment Services, Inc. (BISI).