Banco Santander Chile SA ADR Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
8.0%projected annual EPS growth
Analyst Coverage
11analysts covering
FY EPS (est.)
$0.00next fiscal year
Monitoring Framework
Key Performance Indicators
Return on Average Equity (ROAE) Quarterly23.0Target: Above the original 22% to 24% target range
Net Interest Margin (NIM) Quarterly380.0%Target: Around 4.0%
Efficiency Ratio Quarterly3,250.0%Target: Mid-30s
Cost of Risk Quarterly1.6Target: 1.3% to 1.35%
Watch Items
- Inflation and UF VariationTrigger: UF variation below 0.5% per quarterAction: Re-evaluate Net Interest Margin (NIM) projections and asset-liability mismatch strategy.
- Countercyclical Capital Buffer (CCyB)Trigger: CCB implementation reaching 1.0% of risk-weighted assetsAction: Assess impact on dividend payout flexibility and loan growth capacity.
- Credit Quality and Corporate ProvisionsTrigger: Cost of risk exceeding 1.5% on a sustained basisAction: Review underwriting standards and commercial loan portfolio exposure.
Research as of 2 Sep 2026