Axos Financial Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
7analysts covering
FY Revenue (est.)
$1.6Bnext fiscal year
FY EPS (est.)
$9.66next fiscal year
Monitoring Framework
Key Performance Indicators
Efficiency Ratio Quarterly4,154.0%Target: Below 45.00%
Net Interest Margin (NIM) Quarterly457.0%Target: Roughly flat on an organic basis
Return on Average Common Equity (ROCE) Quarterly16.3Target: High-teens
Return on Average Assets (ROA) Quarterly1.8Target: Above 1.60%
Watch Items
- Integration of Genius Bank and Capital One Deposit PortfoliosTrigger: Delays in closing or higher-than-expected deposit attritionAction: Re-evaluate funding cost assumptions and adjust organic loan growth targets if liquidity is constrained.
- Credit Quality and Non-Accrual LoansTrigger: Non-accrual loans exceeding 1.00% of total loansAction: Increase provisions for credit losses and tighten underwriting standards in commercial and industrial (C&I) and single-family mortgage segments.
- Net Interest Margin CompressionTrigger: NIM falling below 4.30%Action: Optimize asset-liability mix, adjust loan pricing, and reduce reliance on high-cost brokered deposits.
Research as of 19 Jun 2026